Terms of Service

Effective Date: Mar 3, 2025

1. ACCEPTANCE OF TERMS

By accessing or using the Argus Verify website ("Website") and services ("Services"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, do not use the Website or Services.

2. SERVICES PROVIDED

Argus Verify, a service wholly owned and operated by Rent Application Technology Services ("Company"), provides background verification services, including but not limited to:

  • Employment verification
  • Education verification
  • Personal reference checks
  • Professional reference checks
  • Other related services as described on the Website

3. CONFIDENTIALITY & DATA USAGE

All information obtained from Argus Verify is confidential and must only be used for legally permissible purposes, including employment, pre-employment, or tenant screening. Clients are strictly prohibited from sharing, reselling, or repurposing reports for any unauthorized use. Misuse of data may result in legal action and immediate termination of service access.

4. ACCOUNT REGISTRATION

Some Services require account registration. You are responsible for maintaining the confidentiality of your account credentials and for all activity occurring under your account. You must provide accurate and complete information.

5. AUTHORIZATION & COMPLIANCE

Users who request background verification services must:

  • Obtain clear, written authorization from the individual before requesting verification services.
  • Comply with the Fair Credit Reporting Act (FCRA) and all other applicable federal, state, and local laws regarding the use of consumer reports.
  • Retain authorization documentation and provide it to Argus Verify upon request.
  • Use reports only for their intended purpose and in compliance with all regulatory requirements. Argus Verify reserves the right to deny services to any client found violating these compliance requirements.

6. PAYMENT TERMS & THIRD-PARTY FEES

If you purchase services from Argus Verify:

  • You agree to pay all applicable fees as listed on the Website.
  • Payments must be made in accordance with the payment terms specified during checkout.
  • Failure to make timely payments may result in service suspension.
  • Any third-party fees incurred during the verification process, including but not limited to services like The Work Number, will be passed directly to the client.

7. THIRD-PARTY SERVICES

Argus Verify may use third-party providers to perform verification services. We do not guarantee the accuracy of third-party data and disclaim any liability arising from its use.

8. LIMITATION OF LIABILITY

Argus Verify provides verification services "as-is" and makes no warranties regarding accuracy, completeness, or reliability. To the maximum extent permitted by law, we are not liable for:

  • Any errors, omissions, or inaccuracies in reports, including those arising from third-party providers.
  • Any decisions made based on reports provided by Argus Verify.
  • Any damages, losses, or liabilities resulting from the use or reliance on our services, whether direct, indirect, incidental, or consequential.

9. INDEMNIFICATION

You agree to indemnify, defend, and hold harmless Argus Verify, its employees, officers, affiliates, contractors, and third-party providers from any claims, damages, liabilities, penalties, or legal actions arising from:

  • Your use, interpretation, or reliance on reports provided by Argus Verify.
  • Any failure to comply with FCRA or other applicable laws.
  • Any unauthorized access, sharing, or misuse of reports.
  • Claims or disputes initiated by your applicants, employees, customers, or third parties regarding background reports. This indemnification obligation shall survive the termination of your use of our services.

10. INTELLECTUAL PROPERTY

All content on the Website, including text, logos, and software, is the property of Argus Verify or its licensors and is protected by copyright and trademark laws. You may not use our intellectual property without prior written consent.

11. PROHIBITED ACTIVITIES

Users may not:

  • Use the Services for unlawful purposes.
  • Attempt to gain unauthorized access to our systems.
  • Scrape, copy, or misuse data from the Website.
  • Submit false or misleading information.

12. TERMINATION

We may terminate or suspend your access to the Services at our discretion, including for violations of these Terms. Upon termination, you remain responsible for any outstanding fees.

13. GOVERNING LAW

These Terms are governed by the laws of the State of Delaware. Any disputes shall be resolved in the courts of Delaware.

14. CHANGES TO TERMS & USER RESPONSIBILITY

These Terms may be updated at any time at our sole discretion. Changes will be posted on this page, and the most recent "Effective Date" will be indicated at the bottom of this document. We may update these Terms at any time at our sole discretion. Changes will be posted on this page, and the "Effective Date" will be updated accordingly. It is your responsibility to review these Terms periodically for any updates. By continuing to use the Website or Services after changes are posted, you acknowledge and accept the revised Terms.